Umbrella & Excess Liability

Product Details -

The Casualty Technical & Special Risk Department provides meaningful capacity to commercial and industrial companies. Our polices are tailored to Canadian domiciled companies and/or products/ operations with high hazard exposures.
Our Umbrella and Excess policies can be written either standalone or in conjunction with:

• A Primary Commercial Liability policy  and /or
• Automobile policy (fleet basis only)

Targeted occupancy and industry groups include, but are not limited to:

• Energy: Mining, Oil & Gas, Utilities
• Real Estate: Financial Institutions, Property Management
• Manufacturing: Pulp & Paper, Steel, Food & Beverage
• Commercial Contractors
• Retail
• Hospitality
• Telecommunication
• Companies that employ risk management expertise
• Wind Farms

Examples of Non Target Segments

• Critical automobile & aviation parts manufacturing
• Invasive Medical & Pharmaceutical Products
• Railroad Liability
• Health Services Industry
• Non-Canadian domiciled fleets
• Professional Liability, other than incidental
• Employment Practices Liability

Temple Insurance Company can facilitate U.S. admitted policies to approved U.S. brokers as required for Canadian domiciled business.